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Lago Vista ISD
Human Resources

Supplemental Employee Benefits & Programs

Lago Vista ISD offers a number of supplemental benefits all of its employees.  Learn more by visiting 
the Lago Vista ISD Supplemental Coverage and Benefits site
These options are administered by First Financial Group of America and include:

Dental Coverage

Ameritas is the dental provider for Lago Vista ISD. Adult and child orthodontia coverage is available. You may select the dentist of your choice, however, the savings are greater by utilizing an in-network provider. There are two plans available so that you may choose the one that best meets your needs.

Ameritas Dental
Phone: 1-800-487-5553
Ameritas Dental Provider Search

Vision Coverage

Lago Vista ISD offers their employees two different plans with Eyetopia Vision Care that allow you to see a network eye care professional with low co-pays. You may choose the plan that best meets your needs and those of your family. Benefits for exams and materials are available every 12 months.

Eyetopia Vision Care
Phone: 1-800-662-8264
Eyetopia Provider Search

Accident Insurance
Accident insurance helps to cover the expenses for emergency room costs, follow-up treatments, medical imaging, hospital confinement, and many other expenses associated with accidental injuries. This plan can help with medical expenses and living costs when you are injured unexpectedly.

Cancer Insurance

Cancer insurance is designed to be supplemental insurance that pays for many of the costs not covered by your major medical. This plan pays in addition to other coverage you may have.

Disability Income Insurance

Disability income insurance is designed to protect your ability to earn an income. This plan will provide you with income (up to 70% of your gross monthly income) should you become disabled as a result of a covered accident or illness. There is a doctor bill benefit payable (if you are sick, miss a day of work, or go to a doctor) for out-of-pocket expenses up to $50 for illness and $150 for an accidental injury.

Flexible Spending Account

Lago Vista ISD allows employees to set aside up to $2,550 per year for unreimbursed medical expenses and/or up to $5,000 per year for dependent day care expenses on a pre-tax basis. Federal regulations effective January 1, 2011 exclude over-the-counter medications from being eligible expenses.

Group Life Insurance

Lago Vista ISD offers their employees Group Life Insurance through Dearborn National. In addition, coverage for spouse, and dependent children may be purchased.

Individual Permanent Life Insurance

Employees have the opportunity to purchase individual permanent life insurance through Texas Life. These policies are portable at the same price and coverage. Coverage can be purchased for dependents, including spouses, children, and grandchildren. Coverage is guaranteed to age 121.

Medical Bridge Insurance

Medical bridge insurance plans through Colonial Life can help to fill gaps and help protect against out-of-pocket expenses. Major benefits include: Wellness Benefit, Outpatient Surgical Benefit, Hospital Confinement Benefit, and Rehabilitation Unit Benefit.

Retirement Annuities - Section 403(b)

Lago Vista ISD offers retirement programs to its employees through the use of 403(b) tax deferred annuities. These plans allow employees to save designated amounts out of their paychecks before tax and place them into a variety of mutual funds, variable annuities and fixed annuities. Any earnings grow tax deferred until withdrawn and are intended to supplement your TRS Retirement Plan.

Benefits Administration Information

First Financial Group of America
Supplemental Coverage & Retirement Benefits 
2009 RR 620N, Suite 123
Austin, TX 78634
Phone: 1-800-672-9666
Fax: 512-707-9711

First Financial Group Retirement Savings Information
Supplemental Benefits Employee Access Instructions


Please contact Joy Smith at (512) 267-8300 x1505 for more information.

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